Thinking about getting KiwiSaver started?
Talk to us to find out about the benefits, how KiwiSaver works, how to join and more.
Already in KiwiSaver but need some help?
Have you got KiwiSaver already but need to know about about making contributions or how changes to your circumstances can affect your KiwiSaver account – need to talk to an expert? Touch base with us, we’ll be happy to help.
What is KiwiSaver?
KiwiSaver is a savings initiative to help set you up for your retirement. Most members will build up their savings through regular contributions from their pay. It’s designed to be hassle-free so it’s easy to maintain a regular savings pattern.
How does KiwiSaver work?
Your KiwiSaver savings are made up of contributions to your account, plus or minus investment returns, minus any withdrawals, fees and taxes. It’s a voluntary, work-based savings initiative to help you with your long-term saving for retirement.
There are a range of membership benefits to encourage you to get saving. They include regular contributions from your employer and an annual member tax credit paid by the Government. Some people may also be eligible for help with the deposit on their first home (click here to find out more).